RV
Finance
Online Approvals
Apply in minutes with an encrypted credit app and quick lender responses, so you can spend more time picking your rig and less time pushing paper.
Competitive Rates
We shop multiple national lenders to present term lengths and payment options that fit your budget, new or used, personal or business use (where available).
Low Down Payment Options
Keep more cash for travel and upgrades. Many programs offer minimal down payments for qualified buyers, we’ll outline the trade-offs clearly.
Bundle Upgrades
Roll approved upgrades such as solar, lithium, suspension, racks and more into your unit for one simple payment.
Nationwide Lending
From our experience centers in Utah to South Carolina, Colorado, and Arizona, we help navigate taxes, title, and registration differences, and coordinate remote approvals and pickups.
Trade-In & Payoff Assistance
Have a current unit? We can evaluate your trade and, if applicable, handle lien payoffs at closing to make the switch seamless.
Why Finance with ROA?
At ROA Off-Road, we make it simple to get into the truck camper, teardrop, travel trailer, toy hauler, or off-road RV you’ve been eyeing. With competitive terms from national lenders, a secure online credit application, and a team that’s done real miles off-grid, we’ll help you choose a smart payment plan and hit the road with confidence.
- Fast approvals: with approved credit and a streamlined e‑sign process.
- Competitive terms: through our nationwide lender network (new & used, personal & business).
- One payment, fully built: roll approved upgrades (solar, lithium, suspension, accessories) into your loan.
- Real guidance, not pressure: we camp, tow, and live this lifestyle too.

Get Pre-Approved!
Utah
South Carolina
Arizona
Colorado